Several companies offer dating referral services, which involve the matching of members by use of the computer or other means for the purpose of dating and general social contact, for a fee. Click on the link below to find more information about this topic. The dating referral services begin with the establishment of a contract between the social referral company and the consumer. The buyer may terminate the contract without paying a cancellation fee within three 3 days of receipt of the written contract. If the company fails to provide the minimum number of referrals for two 2 or more successive months, the buyer may cancel the agreement and receive a refund of all money paid to the company. The company must return the adjusted refund within ten 10 business days of the receipt of the cancellation notice.
New York Reduces the Statute of Limitations for Recovery of Medical Debt
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date of birth, and court judgments.2 Three major credit bureaus—Equifax, Experian, constitute the consumer rights outlined in the Homeowner Claims Bill of Rights Public Service Commission of New York, U.S.
President Barack Obama on May 22, It is comprehensive credit card reform legislation that aims ” The bill had passed to but was never given a vote in the Senate. In the th United States Congress , the bill was reintroduced as H. The Senate followed suit and passed an amended version on May 19 with 90 yes votes and 5 no votes. The Credit Cardholders’ Bill of Rights includes several provisions aimed at limiting how credit card companies can charge consumers but does not include price controls , rate caps, or fee settings.
Gun rights advocates in the Senate, led by Tom Coburn R-Okla added an unrelated rider to the bill to prevent the Secretary of the Interior from enforcing any regulation that would prohibit an individual from possessing a firearm in any unit of the National Park System or the National Wildlife Refuge System.
Buyer’s Remorse: When the FTC’s Cooling-Off Rule May Help
The law would, therefore, potentially impact businesses based outside New York State if their marketing efforts are directed at New York residents. The current draft of the bill includes several important exemptions. The NYPA also broadly defines “personal data” to include not only specific identifiers such as names, addresses, and social security numbers , but includes financial information, medical information, biometric data, online activity information, geolocation data, or any other information from which inferences could be used to create profiles about an individual’s preferences or behavior.
Any such information may only be used, processed, or transferred by a business with a consumer’s consent, which must be supported by a written statement “or other clear affirmative action” by the consumer. The bill also imposes the role of “data fiduciary” on any covered business, which is required to exercise the duty of care, loyalty, and confidentiality expected of a fiduciary with regard to securing the personal data against a privacy risk.
Andrew M. Cuomo (Photo: Rob Bennett for The New York Times) The attorney general’s office has a Dating Service Consumer Bill of Rights.
Attorney General Andrew M. Fun fact from the press release? The problem is the insufficient number of men to match the much larger number of women who sign up. Tables for Six has the problem. Tables for Six female members complain bitterly of the same number of dinner invitations and the potential serious relationship material of men who attend. I would have liked to have been offered a six-month option to put me out of my misery faster. Table for Six is a total scam and I am writing to every news station here as well as our Atty General and my attorney and best friend is getting me help as well.
I encourage anyone out there that has had the rip-off experience with this company to contact me at at mauicat comcast. I have already had several members contact me. They never follow the profile you set up with them. It is humiliating and we need to stop them!!! I thought in the beginning that they were a good company but when the new manager came in to the company, named Jennifer Foster things changed quickly for the worst.
State Disconnection Policies
With parts of New York, including the Bronx, still recovering from power outages after Tropical Storm Isaias , Assemblyman Jeffrey Dinowitz announced plans to introduce legislation modernizing consumer protections for utility consumers. It would supplement existing legislation from Dinowitz to create a statewide, independent Office of the Utility Consumer Advocate as well as legislation to reform complaint procedures against utility providers by the Public Service Commission.
The modernized Utility Consumer Bill of Rights will propose reforms to utility provider procedure during service outages, such as what has frequently occurred in New York City during recent storms and heat waves. The bill is intended to be part of a broader discussion about how to better regulate power companies to serve the interests of consumers and proposed reforms will include:.
New York State Public Service Commission (PSC) rules and the Home Energy Fair If you are unable to pay your bill by the late payment date, please call us to Consumer Outreach, Paula Coppin, who can be reached at ()
The Legal Aid Society is built upon one simple but powerful belief: that no New Yorker should be denied the right to equal justice. Every day, in courthouses and communities across the city, we advocate for the rights of all New Yorkers. Start here to see how we can help you. New York lawmakers pushed through a sweeping package of rent laws that will strengthen protections for vulnerable tenants.
For decades, we have advocated to keep our city affordable for all New Yorkers. See what we are doing to help, and join us in our fight for our fellow New Yorkers. Our expert teams work across practice areas on nearly every area of law that impacts New Yorkers. At The Legal Aid Society collaborations with our communities fuel the work we do in each and every courtroom in New York City, and inform our policy and law reform efforts to benefit all New Yorkers.
Every individual who works with The Legal Aid Society is an essential part of our mission to deliver equal justice and racial equity.
Credit CARD Act of 2009
View a table of state seasonal termination protections only. NOTE: These policies may not apply to all utilities in your state. In general, municipal utilities and rural electric cooperatives are not regulated and the policies do not apply to them.
New York General Business Law GBS NY GEN BUS Section c. to be known as the “Dating Service Consumer Bill of Rights”, which shall contain at least.
This Service is offered only to people who may legally agree to the Terms and who meet certain other criteria. By opening an account, you represent and guarantee that you meet all of IRIS’ conditions for opening an account. We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Service thereafter. Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes.
While we will use reasonable efforts to notify you of any changes, you are expected to check the Terms from time to time so you are aware of any changes, as they are binding on you.
Statute of Limitations
If you choose to purchase energy from an ESCO you are entitled to:. If you are a residential customer you are also entitled to the rights and protections of the Home Energy Fair Practices Act HEFPA which requires that all utility customers be treated fairly with regard to application for service, customer billing, and complaint procedures. Title to, and risk of loss of the energy will pass from Greenlight Energy Inc.
Tax preparers must have a sign listing their tax preparation services and fees. Accountant (CPA), certified by the New York State Department of Education, Office of the the approximate date you would get your refund without the RAL.
Smart home speakers, intelligent personal assistants and other connected devices extend computer networks to everyday items. These applications and devices have the capability to collect and share personal information to an extent not possible previously, and sometimes in ways that are not apparent to consumers. Requires a commercial website that collects personal information from more than users to establish a secure personal information portal that allows a person to access their own information and correct any errors.
Relates to biological characteristics, relates to biometric identifiers. Requires a developer of a website or software application that uses the microphone or camera functionality of a device to collect audio or image data to disclose the data that is being collected and the reason it is being collected to the user. Excludes from the definition of consumer in the state Consumer Privacy Act a natural person whose personal information has been collected by a business in the course of a person acting as a job applicant to, an employee of, a contractor of, or an agent on behalf of, the business, to the extent the person’s personal information is collected and used solely for purposes compatible with the context of that person’s role as a job applicant, employee, contractor, or agent of the business.
Requires a social networking service to provide users that close their accounts the option to have the user’s personally identifiable information permanently removed from the company’s database and records and to prohibit the service from selling that information to, or exchanging that information with, a third party in the future, subject to specified exceptions. Requires a social media company to honor such a request within a commercially reasonable time. Prescribes the circumstances under which telephone and telegraph corporations may release specified information, including customer proprietary network information, regarding noncommercial subscribers without their written consent.
Doe v Great Expectations
If you choose to purchase energy from an ESCO, you are entitled to:. If you are a residential customer, you are also entitled to the rights and protections of the Home Energy Fair Practices Act HEFPA which requires that all utility customers be treated fairly with regard to application for service, customer billing, and complaint procedures. ESCOs that do not assure these consumer rights could lose their eligibility to provide service in New York.
You can find more information about your energy alternatives by visiting: www. Sorry, this plan is not available for your location.
state, and federal services Dear Fellow New Yorkers: For centuries, New York City Consumer rights; and; A range of other issues relevant to immigrants living in alien registration number, date of birth, the date he or she entered the U.S., Parents should ask for a copy of the Discipline Code and the Bill of Student.
Many New York members of online dating services have lost significant financial amounts to people using Inter- net dating services to defraud members. Limitations on certain contracts involving social referral 4 services. As used in this section, the following terms shall have 5 the following meanings: 6 a “social referral service” shall include any service for a fee 7 providing matching of members [ of the opposite sex ], by use of computer 8 or any other means, for the purpose of dating [ and ] or general social 9 contact.
LBD A. No contract for social referral service shall require payment by 5 the purchaser of such service of a cash price in excess of one thousand 6 dollars. Services to be rendered to the purchaser under the contract 7 may extend over a period not to exceed two years from the date the 8 contract is entered into.
The New York Privacy Act: A Consumer Privacy Bill to Monitor Closely
It’s important to know your rights when you’re trying to resolve a dispute with a retailer. But people often make the wrong assumptions about what the laws allow, or they rely on misinformation from friends, family, or merchants. Here are some common scenarios, the laws that apply, and advice on how to get satisfaction:.
Two business leaders told panel members that the bill as written has the potential to flood the state’s courts with litigation.
Medical billing in the United States can seem like an extremely convoluted process. Even when covered by insurance or Medicare, you may find unexpected balances due to odd procedural codes, a slew of medical jargon, and insurance adjustments. This guide will help you, as a patient, navigate the medical billing process from the moment you contact a healthcare provider about an appointment until after you receive your bill in the mail. We discuss how healthcare providers determine costs and negotiate charges with your insurance provider.
Finally, we show you how to identify and dispute erroneous charges on your bill. Fees might seem arbitrary when you ask for cost estimates from your insurer or when you receive a bill after your appointment. If possible, contact your insurer to get cost estimates for multiple healthcare providers in your area. You may discover fees vary quite a bit for the same services. Medical billing and coding professionals are working behind the scenes from the moment you schedule an appointment up until you receive a bill.
Understanding the back and forth can take some of the mystery out of the insurance and billing processes.